Our Service

Credit Profile Review & Dispute Package

A complete review of your credit reports and professionally prepared dispute documentation for all 3 bureaus — built on your federal consumer rights.

What’s Included

$500 (30-day) / $1,000 (15-day) / $1,500 (4-day)
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We review your credit reports from all 3 bureaus, identify information that may be inaccurate, unverifiable, or subject to dispute under federal law, and prepare custom dispute letters for Equifax, Experian, and TransUnion — each built for your exact file and citing the applicable federal statutes, including the FCRA § 605B process for documented identity theft situations.

Full credit report review (all 3 bureaus)
Custom dispute letters per bureau
Applicable FCRA statutes cited in every letter
Documented § 605B process for identity theft items
AI-assisted account and inquiry identification
Client portal with case status and score tracking

Plan Differences

30-Day — $500

The standard package. Custom letters for all 3 bureaus with standard processing, portal access, and document tracking.

15-Day — $1,000

Everything in 30-Day, prioritized. Your file moves to the front of the queue — letters submitted within 2 business days of your complete documents.

4-Day — $1,500

Maximum priority. Letters submitted within 24 hours of your complete documents, plus a personal review call to walk through your file and direct communication throughout.

This is a good fit if…

  • • Your reports show accounts or inquiries you don’t recognize
  • • You’ve been affected by identity theft
  • • Items on your reports look inaccurate or inconsistent between bureaus
  • • You’ve tried disputing yourself and want a documented, structured approach

This is not for you if…

  • • You want accurate, verifiable information removed — no one can legally do that
  • • You’re looking for a guaranteed score increase — outcomes depend on the bureaus
  • • You need legal advice — we’re not a law firm and can’t provide it

Not sure if your situation fits? Contact us first — we’ll tell you honestly whether the service makes sense for your file before you pay anything.

Individual results vary and are not guaranteed. Turnaround times refer to our letter preparation and submission timeline after receiving your complete documents — bureau decisions follow federal timelines and vary by file. See our Terms and Consumer Credit File Rights.